Frequently Asked Questions
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Can I get help in other languages other than Swedish?
Can I get help in other languages other than Swedish?
Yes, you can also get help in English.
Can I get a loan without a Swedish social security number?
Can I get a loan without a Swedish social security number?
No, you need a social security number because we need to verify your identity.
Do you take credit information with the help of UC?
Do you take credit information with the help of UC?
We carry out all our credit information without using Upplysningscentralen or UC. We use primarily Dun & Bradstreet as our partner in order to check your credit rating, which is mandatory according to Swedish law.
How fast can I get a loan?
How fast can I get a loan?
You can get your loan deposited into your bank account within only a few minutes. You just need to fill out our online application and wait a few minutes for our automated process to approve the loan. After your application is approved you will receive the money to your account in minutes if you have a bank account at:
Swedbank
SEB
Nordea
Danske Bank
If you have another bank, you should receive the money the same or the following bank day.
Can I get a loan with no fixed income?
Can I get a loan with no fixed income?
We can sometimes approve your loan application without fixed income. But in order for you to get an answer on whether you apply, you need to first complete our online application and send it away.
Can I use the same bank account as my partner?
Can I use the same bank account as my partner?
You can only have the money deposited in your private bank account and not in someone else's name.
What happens if I need to apply for more loans?
What happens if I need to apply for more loans?
You can apply for more loans by completing the application again. We do require that 99 days have past since the last time you took a loan from us and that you are up to date with your payments.
Can I repay my loan in advance?
Can I repay my loan in advance?
Yes, you can always check how much loan you have left to repay by contacting our customer service.
I have not yet received an invoice from you, I still need to pay?
I have not yet received an invoice from you, I still need to pay?
The short answer to that is, yes! However, you need to contact us through our customer service, if you have not yet received an invoice from us.