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About us
Saldo logo
About us

Frequently Asked Questions

Choose your question category

General
Repayment
Applications
User information
Loans
Products
Revolving credit

Yes, you can also get help in English.

No, you need a social security number because we need to verify your identity.

We carry out all our credit information without using Upplysningscentralen or UC. We use primarily Dun & Bradstreet as our partner in order to check your credit rating, which is mandatory according to Swedish law.

You can get your loan deposited into your bank account within only a few minutes. You just need to fill out our online application and wait a few minutes for our automated process to approve the loan. After your application is approved you will receive the money to your account in minutes if you have a bank account at:

  • Swedbank

  • SEB

  • Nordea

  • Danske Bank

If you have another bank, you should receive the money the same or the following bank day.

We can sometimes approve your loan application without fixed income. But in order for you to get an answer on whether you apply, you need to first complete our online application and send it away.

You can only have the money deposited in your private bank account and not in someone else's name.

You can apply for more loans by completing the application again. We do require that 99 days have past since the last time you took a loan from us and that you are up to date with your payments.

Yes, you can always check how much loan you have left to repay by contacting our customer service.

The short answer to that is, yes! However, you need to contact us through our customer service, if you have not yet received an invoice from us.