General Safety Tips

1. Monitor Your Accounts Regularly:

Frequently check your statements and transactions for any unauthorized or unusual activity. Set up alerts for any large or out-of-state transactions to catch potential fraud quickly. Use the card and transaction limits and settings offered.

2. Keep Your Card Information Secure:

Avoid sharing your card details (number, CVV, expiration date) with anyone. Do not write this information down where others might find it. Be cautious of sending your card information via email even though sometimes it is asked. Store your card in a secure place, such as a wallet with RFID protection to prevent electronic pickpocketing. If really needed save your PIN to password app.

3. Use Strong Passwords and Multi-Factor Authentication (MFA):

Create complex passwords for your online banking and shopping accounts. Do not use same password twice even if it is strong. Use a combination of letters and numbers. MFA is an additional layer of security, ensuring that even if someone gets your password, they cannot access your accounts without a secondary verification step.

4. Be Cautious with Your Card:

Be mindful of your surroundings when using your card in public places. Shield the keypad with your hand when entering your PIN at ATMs or point-of-sale terminals to prevent anyone from seeing your information. Avoid using ATMs in poorly lit or isolated areas.

1. Shop on Secure Websites:

Look for "https://" and a padlock symbol in the browser’s address bar before entering your card information. Prefer well-known and reputable websites for online shopping to reduce the risk of fraud. Check Trustpilot for reviews and terms and conditions for company and contact information and typos.

2. Avoid Public Wi-Fi for Financial Transactions:

Use a secure, private network for online banking and shopping. Public Wi-Fi networks can be easily compromised. Consider using a VPN if you need to access sensitive information on public Wi-Fi, as it encrypts your data and protects your privacy.

3. Beware of Phishing Scams:

Do not click on suspicious links or attachments in emails or texts, even if they appear to be from a known source. Always verify the authenticity of any communication requesting your credit card information by contacting the company directly through their official channels.

1. Report Lost or Stolen Cards Immediately:

Contact your credit card issuer as soon as you realize your card is missing. Prompt reporting can prevent unauthorized transactions and limit your liability.

2. Be Cautious at ATMs:

Use ATMs in well-lit, secure locations. Inspect the ATM for any signs of tampering, such as loose or damaged parts, before using it. Cover the keypad when entering your PIN to prevent shoulder surfing.

Regularly Update Your Information:

Keep your contact information up to date with your credit card issuer to receive important notifications about your account. Promptly updating your information ensures you do not miss any alerts regarding suspicious activity. Also in case you end up losing your availability to log on to your account, resolving the issue will be much easier when your contact information is up-to-date.