Saldo Bank UAB is a specialised bank licensed by the European Central Bank and regulated by the Bank of Lithuania. Saldo Bank offers fully automated lending solutions for consumers and Saldo Bank UAB is a specialised bank licensed by the European Central Bank and regulated by the Bank of Lithuania. Saldo Bank offers fully automated lending solutions for consumers and SME customers and term deposit account services. The company's advanced scoring system ensures responsible lending, and its own lending system supports business growth also internationally.

We are looking for someone who is passionate about Information & Communication Technology (ICT) risk management and fraud prevention. We invite you to join our innovative risk team in paving the future for the bank's ICT resilience. You will report to the Chief Risk Officer.

• Implement regulatory requirements and changes (incl. the Digital Operational Resiliency Act / DORA) into affected internal rules and risk frameworks

• Risk evaluation on Technology, Business Continuity & Crisis Management, and Outsourcing

• Measure SALDO Bank’s ICT risk profile against risk appetite and to constructively challenge where needed

• Develop pragmatic risk and control guidance and requirements

• Enhance data-driven risk monitoring capabilities to draw qualitative insights on risk exposures (incl. KRIs and other metrics)

• Own, maintain and upgrade comprehensive fraud detection and prevention framework applicable to all bank’s channels, products, services;

• Continuously monitor the emerging trends in fraud area;

• Provide regular reports to senior management and the Management Board on fraud trends, key incidents, and mitigation strategies.

• Ideally 2+ years of work experience in ITC risk analysis & management.

• Reasonable understanding of European and local regulations relating to ICT risk management & DORA, digital bank’s IT ecosystems is an advantage.

• Experience in fraud risk management within a financial or payment institution are considered as a merit but not a prerequisite.;

• High interest in innovation of ICT risk management, detection of fraud schemes & methodologies used

• Have business-driven, pragmatic and analytical mindset applied to risk and regulatory context

• Possess excellent problem-solving capabilities and can-do attitude to come up with solutions and quality deliverables

• Excellent command of English and Lithuanian languages.

• University degree.

• Dynamic and supportive work environment with opportunities to grow together in a professional team

• Possibility to have an impact on international business success and see the results of your own work

• Employee Benefits: Including a lunch benefit for each working day and a recreational benefit of 225 EUR per year

• Private Health Insurance from the first day of working together

• Professional Growth: professional and supportive team, conferences, trainings, books - everything which lets you improve and develop your skills with a guaranteed annual budget of 1500 EUR for trainings and 150 EUR for books

• Other Perks: fresh fruits, drinks, snacks at the office not forgetting team buildings and other team events!

Please note that applicant's data will be processed in accordance with Saldo Bank's privacy policy.