Car Financing
The perfect fit for you dealership
Saldo car financing service for car dealerships
Saldo is a part of Tact Finance Oy, which has helped Finns in their everyday expenses for over 10 years. During this time, we have served over 500 000 customers and granted nearly 2 million loans. The balance of our company is over 50 million € and self-sufficiency is over 60 %.
We are specialized in automated and completely electronic loan services, which are easy and fast to use. Also the new Saldo car financing is a completely online, 24/7 service.
The Saldo Car Loan can be granted to a customer with a loan amount even up to 12 000 €. The loan term is determined by the personal loan offer we give the customer, immediately after filling in the application. Depending on the offer, the loan term can be 24 to 60 months.
Apply for your dealership account by filling in the form. You get to serve your customers right away.
Tact Finance Oy
We have served over 500 000 satisfied customers and worked in the financing industry for over 10 years. The Finnish Saldo Finance Oyj specialises in developing completely automated and electronic services for everyday financing.
For buying a car or for a deposit
The car financing can be used for paying the full price, or just for the deposit when making a part exchange. The loan is paid to the dealer’s bank account when making a purchase, so it works like cash. Money transfers work 24/7, independent of the day.
Completely document free process
The loan application is completely electronic from start to end. Printing loan papers and sending them is unnecessary. A deposit free loan.
A deposit free loan
Saldo loans are deposit free, which means the customer gets the ownership of the vehicle immediately. Full insurance is not mandatory, the customer decides on insurance.
The electronic application is easy to fill in
The application is filled online and the loan offer is given immediately to the customer. The loan decision will be ready right away, when the loan offer has been accepted. The given loan amount will always be paid directly to the bank account the dealership has given, immediately when making the purchase. The commission is accounted once a week.
Saldo is a consumer-friendly financing service, because in addition to the flexible loan terms the customer gets the vehicle to their ownership immediately. The customer can decide on the insurance themselves, as a full insurance is not mandatory with our loan service.
The loan can be also used to pay a deposit when making a part exchange.
Get to know the car loan terms of service.
Car Loan Pricing
| Service | Price |
|---|---|
| Annual percent rate | 10,6 – 28,3 % |
| Nominal interest rate | 6,9 – 19,9% |
| Loan handling fee | 0,01% in a day, but a maximum of 150 € in a year |
| Loan term | 24 – 60 months |
Choose Saldo financing for your company
- For financing the whole price or just the deposit
- Loan offering to the customer immediately
- Dealership gets their money immediately
- No paperwork
- Dealership will be paid a commission
Interested? Contact us right now!
Every car dealership gets access to their own online service, through which a loan application can be made for a customer 24/7. Fill in the enclosed account application, after which our sales will contact you and give you a link and instructions to the online services.
If you have questions about our car loans or online services, you can contact our customer service. You can call us to our number, 06000 55000, or you can send a message to our e-mail, asiakaspalvelu@saldo.com.