Revolving credit is a credit of up to 2 000 € with an interest rate of 18,5%. The interest on the credit is 15% + reference rate referred to in section 12 of the Finnish Interest Rate Act. The annual percentage rate (APR) is 27,86%. The reference interest rate is updated in accordance with the loan contract conditions. The applied interest rate is always at least 0 %, even if the reference interest rate is negative. A loan management fee of 0,01 % per day is calculated according to the credit limit and the loan repayment period is 3 - 30 months depending on the amount of credit used. The loan opening fee is 0 €. Money can always be withdrawn from the loan again within the credit limit.

Example of loan repayment: The annual percentage rate (APR) on a loan of 1 500 € is 27,86%. The interest rate taken into account in the calculation is 18,5%, the loan management fee is 4,56 € per month. The total amount of the loan and loan costs is 1 709,28 €, while the installments are 12 and the installment is 142,44 € per month.

Standard European Consumer Credit Information