Consumer loan is an unsecured consumer loan of 1 000–10 000 €. The interest rate on the loan is 14,4–19,5%. The interest on the credit is 9,9–15% + reference rate referred to in section 12 of the Interest Rate Act. The loan management fee is 0,01 % of the amount of the granted loan per day, up to 150 € per year, the annual percentage rate (APR) is 22,1–29,2 %. The loan period is 17 to 70 months and the monthly installment is 29 € to 199 €. Loan opening fee 0 euros.

Example of loan repayment: The annual percentage rate on a loan of 1 500 € is 28,12 %. The calculation takes into account an interest rate of 19,5%, a loan management fee of 4,56 € per month. The total amount of the loan and loan costs is 2 430,5 €, while the 50 installments and the installment are 48,61 € per month.

Standard European Consumer Credit Information